The ultimate financial platform you need to drive your business forward.

Open a debit account, invest, apply for a loan, receive faster payouts, stay on top of payments, visualize data, and automate your operations. All in one place.

Plataforma financiera todo en uno. Solicita créditos, paga tu nómina y automatiza tu operación.

Credit solutions tailored to both entrepreneurs and corporate entities

We give you the technology needed to take full control of your business, regardless of the size of your business

The Future
of Finance

Kapital's broad product suite offers business solutions to unlock growth

Crédito FLEX

Revolving credit lines to finance your payments to suppliers

Mi Kapital

Gain insight with our intelligent dashboard and have a real-time understanding of your finances.


Automate your collections through our Payment Link, ensuring secure and timely payments.

Mi Nómina

tu nómina de forma ágil.

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Management Platform

Crédito PyME

Immediate liquidity with customized term loans.

Kapital AI

Transform your data into tangible results with our Artificial Intelligence.

Business Credit Cards

your company's expenses with credit solutions.

Mis Facturas

Expide tu facturación
y genera recurrencias, cobra a tus clientes de forma ágil.

We empower businesses to thrive and grow

The only platform that centralizes and streamlines your business operations

All-in-one platform that optimizes your business processes and centralizes operations.

  • Open a debit account

  • Pay your suppliers

  • Automate your invoicing

  • Streamline payments

  • Expedite your collections

  • Boost your cash flow

Finance your outstanding invoices in three simple steps, accelerate your operations, and negotiate better terms.

Step 1

Choose your invoices.

Step 2

Select the term.

Step 3

Pay your suppliers.

Execute your plans to grow your business with immediate and flexible term-loans.


Use your credit to finance your projects and drive your growth forward.


We analyze your operations to provide tailor-made financing solutions.

Visualize, organize, and automate your company's expenses with our physical and virtual cards, designed to streamline your finances.

Peace of Mind

Always available to cover your business's immediate needs, wherever you are.


Defer your balance at the end of the billing cycle with fixed payment plans that doesn't compromise your company's available capital

Automate processes, manage your cashflow, and transform your data into tangible results. Our artificial intelligence analyzes your data and provides insights to help you make strategic decisions.

  • Sales projection

  • Supply chain analysis

  • Insights into recurring payments and automations

  • Kapi, your AI assistant

Fly to your desired destinations with the best rates, save, and travel with Kapital."

Discover new business opportunities, partnerships, and collaborations, both at your destination and along the way. Expand your professional horizons, connect with clients and allies. Kapital Travel helps you close deals.

Securely invest your resources for the future with attractive returns.

  • ​​Minimum opening amount of $1,000.00 pesos.

  • The annual interest rate stays fixed.

  • Attractive returns based on your chosen amount and term.

  • Reinvest at the term's end, capitalizing on generated interest.

A data-driven company

Visibility and insights into your business to empower better decision-making.

We created AID (Automated Intelligent Dashboard) to provide real-time insights and total control over your company's finances. Unlock your company's growth with our all-in-one solution for intelligence and credit.

Kapital app

Take your business anywhere

Steps to Make a Successful Transfer in the Kapital App

Manage your account and cards seamlessly through Kapital app.

  • Visualize your transactions

  • Generate payment links

  • Defer your credit card balance

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Our investors

Arash Ferdowsi Photo

Arash Ferdowsi

Dropbox - Co-Founder
"What strikes me most about Kapital is how deeply they want their customers to succeed. They are not just a bank, they are true business partners!"
Ben Narasin Photo

Ben Narasin

Tenacity - General Partner
"Kapital brings LATAM businesses a payment card and services that rival the world’s best and make the LATAM business world a better place."
Jeff Rosen Photo

Jeff Rosen

Broom Ventures - Partner
"Kapital is simply the best business banking experience in Latin America."

Kapital in the news

Stay up to date with the latest news that will propel your company towards new horizons.

The global bank and tech platform leveraging AI to enhace the way SMEs and enterprises operate.